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Case Study: Build Credit for Someone by Adding Them as an Authorized User

When I first purchased my condo three years ago, I was not offered the lowest rate due to my insufficient credit history. Even though I always checked my credit score and it was in the high 700’s, the...

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Do You Invest in Expensive Kitchen Knives? A Review of my Shun Chef’s Knife

If you’ve ever been around someone who loves to cook, you’re probably already familiar with the names Shun or Wusthof. They are two of the top knife-manufacturers in the world and most professional...

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The Apple Price Premium: Are Mac Computers, Ipods and Iphones Worth the Extra...

From my seat on the couch I can look around and see my fiancee’s iPhone 5, my old iPhone 4, my Apple TV and oh yeah I’m typing on a MacBook Pro.  Obivously, we’ve been using Apple products for quite...

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My First Default With Lending Club

With today’s pitiful interest rates, it’s hard to sit there and invest your money in CD’s that are returning 1 or 2 percent. So if you’ve been searching for alternative investments you may already know...

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Should I Buy a House Now While Interest Rates are Still Low?

Over the past few years, many articles I’ve read have repeated the same mantra: “Now is the time to buy real estate.”  Interest rates were low and they couldn’t go any lower, whoops, they did.  Since...

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How to Cash in Your Change For Free with a CoinStar Machine

I’m sure you’ve seen CoinStar machines at your local grocery store and some of you may already use their services, but the hefty fee has always kept me away.  I typically pay for all my purchases with...

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What Should I Do With My Bond Funds?

Bonds are an essential part of any diversified portfolio.  Although we generally don’t expect the same high returns with bonds as we do with stocks, there is much less risk.  Bond funds can be a great...

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5 Ways to Save Money at Amusement Parks: Sea World San Diego

For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately.  Warm days and a nice breeze are why I love living in Socal and this past...

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How Much Should I Contribute to My 401(k)?

Four years ago, I knew very little about saving for retirement.  But I didn’t need to know anything yet, since I had just graduated and I was more worried about getting a job than saving for...

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Why Does Everyone Hate Jury Duty So Much?

I’ve lived in San Diego for almost 10 years now and not once had I ever been called in to jury duty.  During college, my official records stated that I lived in Los Angeles(at my parent’s house) so...

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My Big Move!

My New Home – Newport Beach The past month has been a busy one for me.  I’ve dropped a few hints here and there but I just quit my job and I’m moving with my fiancée to Orange County so that she can...

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How I Cashed in 162,000 Points For a Free Hawaiian Vacation

Editor’s Note: I’m leaving for my trip to Kauai this Friday so I thought it would be the perfect time for this post. Aloha! And yes, that is our hotel in the picture below and that is a lazy river!...

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